Unimoni Financial Services Ltd is a reputable financial services company that operates in multiple countries, providing a wide range of financial solutions to individuals and businesses. Established with a commitment to delivering efficient, reliable, and customer-centric services, Unimoni has garnered a strong reputation for its expertis... e in the financial industry.
The company's services encompass various aspects of finance, including foreign currency exchange, outward remittance, travel and holiday assistance, gold loans, and insurance. Here's a brief description of each service:
Foreign Currency Exchange: Unimoni facilitates the exchange of foreign currencies for individuals and businesses, offering competitive rates and convenient transactions for travel, business, or personal purposes.
Outward Remittance:+ More
A gold loan is an easy and convenient option for people in need of a loan. Gold loan requires the borrower to pledge their gold jewellery against the loan. The borrower could take back their jewellery which you have pledged as the loan against gold ornaments after the repayment of the loan.
While borrowers consider many factors such as... gold loan interest rate, processing fees, tenure , they are mostly unaware of fluctuating gold prices on the gold loan.Let us see how the price of the yellow metal affects your gold loan.
Gold Loan LTV
On the basis of LTV or Loan to Value , the lender approves the loan against the gold. The Reserve Bank has fixed a criterion for gold loans at 75% for banks and NBFC’s. For example , if you pledge a gold worth 200000, you can get the maximount loan amount of 115000.
Loan To Value and Go+ More
Money is a vital factor for our daily needs
Money is a vital factor for our daily needs. Being a valuable asset, gold ornaments come in handy whenever we are in need of faster means of getting money. When it comes to a financial crisis, availing of a gold loan from trustworthy financial organizations is a reliable solution. Gold loans ar... e given by lenders once we keep our ornaments as collateral for a particular period. Once the tenure is completed after repayments, our gold is returned safely back to us. Whether it be a new venture, an urgent medical expense, building homes, or any financial issues, a gold loan service can be an instant help.
Before availing of a gold loan, there are some important factors we need to be aware of. Some of them are as follows:
How can we avail a gold loan?
For availing of a gold loan, it i+ More
Money is a vital factor for our daily needs
Money is a vital factor for our daily needs. Being a valuable asset, gold ornaments come in handy whenever we are in need of faster means of getting money. When it comes to a financial crisis, availing of a gold loan from trustworthy financial organizations is a reliable solution. Gold loans ar... e given by lenders once we keep our ornaments as collateral for a particular period. Once the tenure is completed after repayments, our gold is returned safely back to us. Whether it be a new venture, an urgent medical expense, building homes, or any financial issues, a gold loan service can be an instant help.
Before availing of a gold loan, there are some important factors we need to be aware of. Some of them are as follows:
How can we avail a gold loan?
For availing of a gold loan, it i+ More
